Cursor AI Pricing: 2025 Complete Guide Analysis to Plans

AI-powered development tools have become indispensable in modern software engineering, and Cursor AI stands out for its versatile coding assistance and model integrations. Understanding Cursor AI’s pricing structure is critical for teams and individuals aiming to balance capabilities with budgets. In this deep dive, we’ll examine the latest updates to Cursor AI’s pricing, break down each plan, explore recent community reactions, compare with competing offerings, and help you decide which plan best suits your needs.

What Is Cursor AI and Why Does Its Pricing Matter?

Cursor AI is an AI-driven code editor and assistant that seamlessly integrates with popular development environments. It leverages a variety of foundation models—such as OpenAI’s GPT‑4.1, Anthropic’s Claude Opus 4, and Google’s Gemini 2.5 Pro—to provide features like code completion, refactoring, and intelligent agent workflows directly in your IDE .

Pricing for Cursor AI matters because heavy use of advanced language models incurs significant API costs, and Cursor’s tiered plans directly reflect both usage quotas and premium feature access. Selecting the right plan ensures you have sufficient agent requests and computational capacity without overpaying for underutilized resources.

What Pricing Plans Does Cursor AI Offer?

Cursor AI offers multiple tiers designed to serve everyone from casual hobbyists to enterprise teams. Currently, the main consumer-facing plans include Hobby (Free), Pro, Pro Plus, and Ultra, with an Enterprise‑level Business plan available upon request.

Hobby (Free) Plan

• Cost: $0 per month.
• Usage Limits: Unlimited “slow” requests subject to queueing, but capped on premium models during peak times.
• Model Access: Basic access to open‑source and entry‑level models (e.g., Sonnet 3.7 without “thinking” mode).
• Core Features: Syntax highlighting, simple code completions, and integration with external token calculators.
• Ideal For: Students, occasional contributors, and those trialing the platform before upgrading .

Pro Plan

• Cost: $20 per month.
• Included Usage: 500 fast agent requests per user per month.
• Model Access: Full access to top-tier models like GPT‑4.1, Claude Opus 4, and Gemini 2.5 Pro (each request counts as one or two agent requests depending on model) .
• Premium Tools: Max Mode (token‑based pricing for complex tasks), advanced multi‑file refactoring, and priority support channels.
• Ideal For: Solo developers and small teams who need consistent, moderate usage of premium AI features.

What Features Are Included in the Pro Plus Plan?

• Cost: $60 per month.
• Included Usage: 1,500 fast agent requests per user per month.
• Additional Benefits: Reduced overage rates, extended context windows for large codebases, and enhanced customization of agent behaviors.
• Ideal For: Power users and startups requiring substantial monthly AI‑driven workflows without the overhead of enterprise contracts .

Ultra Plan

• Cost: $200 per month.
• Included Usage: 5,000 fast agent requests per user per month.
• Elite Access: Experimental cutting‑edge models (e.g., Claude Sonnet 4 thinking mode), unlimited Max Mode compute (subject to fair‑use), and dedicated onboarding support.
• Enterprise‑Grade SLA: Higher uptime guarantees and service credits in case of service disruptions .
• Ideal For: Development agencies, high‑throughput engineering teams, and organizations integrating Cursor AI deeply into CI/CD pipelines.

Business (Enterprise) Plan

• Custom Pricing: Based on seat count, total request volume, and support requirements.
• Features: All Ultra‑level capabilities plus SAML/SSO integration, dedicated account management, volume discounts, and bespoke feature roadmapping.
• Ideal For: Large enterprises, regulated industries, and those requiring audit logs or on‑premises deployments .

How Do Usage Limits and Overages Work?

Understanding how Cursor AI counts usage is crucial for forecasting costs and avoiding unexpected bills.

How Are Agent Requests Counted?

Each interaction with an AI agent consumes one “fast” request by default. Premium models with “thinking” modes (e.g., Claude Sonnet 4 or Sonnet 3.7) consume two requests per call. Slow requests have no hard cap but may be queued during peak times.

How Is Max Mode Priced?

Max Mode bypasses request quotas and is billed on a token‑usage basis, directly passing through the underlying API provider’s pricing. This mode is ideal for large context operations (e.g., multi‑file refactoring) but requires careful monitoring to manage token costs.

What Happens on Overage?

• Pro & Pro Plus Plans: Overage charges apply per additional request at a predefined rate (e.g., $0.04 per extra fast request for Pro, discounted for Pro Plus).
• Ultra & Enterprise Plans: Overage rates are significantly lower, and negotiated enterprise agreements may waive them entirely within committed usage bands.

Is the Ultra Plan worth the investment for power users?

For deep-pocketed developers or teams whose workflows demand high-volume AI interactions, the Ultra plan promises 20× the frontier-model usage of Pro—without compute caps at \$200/mo.

Features that justify the \$200 price tag

Predictable Billing: Unlike pure pay-as-you-go, the flat-rate Ultra plan removes billing surprises during spikes in agent usage.

Massive Compute Pool: 20× the API-priced credits means uninterrupted use of premium models for extensive refactoring, CI/CD integration, and automated code generation .

Early Feature Access: Ultra subscribers often get first dibs on experimental capabilities and model upgrades.

How do usage limits work and what changed in June 2025?

Understanding Cursor’s shift from simple request caps to compute-based limits is crucial to predicting your monthly costs and avoiding throttling.

From request limits to compute limits

Prior to June 16, 2025, Pro subscribers enjoyed up to 500 model requests and unlimited Tab usage for a flat \$20/mo. On June 16, Cursor introduced a “usage credit pool” priced at API rates, equating to \$20 of compute each month—regardless of model choice. Once credits run out, a grace period applies, but heavy usage thereafter triggers rate limiting or prompts to upgrade.

Apology and clarifications

The abruptness of this change led to widespread confusion. On July 4, Cursor published “Clarifying Our Pricing,” explaining that “rate limits” were merely “usage credit pools,” and reaffirmed the \$20 compute allocation for Pro users .

How Does Cursor AI Compare to Its Competitors on Pricing?

A clear understanding of how Cursor stacks up against alternatives can influence plan selection.

Cursor vs Claude Code

Both Cursor AI and Anthropic’s Claude Code target sophisticated code assistance. Claude Code’s standard subscription runs around $30 per month with unlimited Claude-exclusive calls but lacks the multi-model flexibility and agent abstractions that Cursor provides .

Cursor vs GitHub Copilot

GitHub Copilot is priced at $10 per month for individuals and $19 per user/month for teams, offering unlimited completions on GitHub Enterprise. While Copilot integrates deeply with GitHub, it supports fewer models and lacks agent‑style workflows, making Cursor more versatile but costlier for heavy users .

Cursor vs Grok‑4 (xAI)

Elon Musk’s xAI recently touted Grok‑4 as outperforming Cursor in large‑file edits, and Grok‑4 is available free or at a nominal flat fee during its beta. However, Grok‑4’s ecosystem is nascent, and features like multi‑root workspace support are still under development, giving Cursor an edge in stability and integrations.

Which Plan Is Right for You?

Choosing the right Cursor AI plan depends on your development style, usage intensity, and budget constraints.

Hobbyists and Students

• Recommendation: Hobby (Free) plan.
• Rationale: Unlimited slow requests and basic features suffice for learning and small projects. If you require premium model access occasionally, consider the Pro plan for $20 per month .

Power Users and Startups

• Recommendation: Pro Plus plan at $60 per month.
• Rationale: Provides ample fast requests (1,500) and extended context windows, balancing cost and capability for rapid iteration and complex refactoring.

Enterprises and Large Teams

• Recommendation: Ultra or custom Business plan.
• Rationale: Ultra’s 5,000 fast requests and token‑based Max Mode support large‑scale operations, while the Business plan offers dedicated support, SSO, and auditing for compliance .

Getting Started

CometAPI is a unified API platform that aggregates over 500 AI models from leading providers—such as OpenAI’s GPT series, Google’s Gemini, Anthropic’s Claude, Midjourney, Suno, and more—into a single, developer-friendly interface. By offering consistent authentication, request formatting, and response handling, CometAPI dramatically simplifies the integration of AI capabilities into your applications. Whether you’re building chatbots, image generators, music composers, or data‐driven analytics pipelines, CometAPI lets you iterate faster, control costs, and remain vendor-agnostic—all while tapping into the latest breakthroughs across the AI ecosystem.

You can use the cometAPI integration on the cursor in just a few simple stepsm,Graphic Tutorial:

1. Register and log in to get free key.
2. click to set the icon to enterthe model option card: Enter your CometAPI API key in the authentication section of cursor and fill in openai base url: https://api.cometapi.com/v1
3. save and use.

Benfits:

• After connecting to CometAPI, there is no need to switch between multiple vendors. You can try different models (such as GPT-4o, Claude 3.7, Midjourney, etc.) in the same environment with one click, greatly accelerating the progress from concept to verifiable prototype.
• Compared with settling with each model provider separately, CometAPI aggregates bills from each provider and provides tiered discounts based on usage, saving an average of 10–20% cost.

See Also What is CometAPI and How to Use it immediately

---

Selecting the optimal Cursor AI plan boils down to balancing your team’s usage needs, feature priorities, and budget. By aligning your development workflows with the right tier—whether you’re coding as a hobbyist, innovating at a startup, or managing enterprise teams—you’ll unlock the power of AI-driven coding without unwelcome surprises.